Side-by-side · Q2 2026 data
Walker County Educators Federal Credit Union vs Genuine Parts Credit Union
Credit union
Walker County Educators Federal Credit Union
Chickamauga, Georgia · Under $100 million in assets
Metric by metric
| Measure | Walker County Educators Federal Credit Union | Genuine Parts Credit Union |
|---|---|---|
| TellerScore | 87 | 87 |
| Capital cushion | 100 | 100 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 46 (stronger) | 36 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 83rd | 83rd |
| Total assets | $15.1M | $19.5M |
| Deposits / shares | $11.4M | $6.2M |
| Capital ratio | 24.79% | 79.20% (stronger) |
| Problem loans | 0.03% | 0.00% (stronger) |
| Net charge-offs | -0.02% (stronger) | 3.33% |
| Return on assets | 0.66% (stronger) | 0.41% |
| Loans ÷ deposits | 73.4% | 36.9% (stronger) |
| Uninsured deposits | 1.2% | 0.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Walker County Educators Federal Credit Union leads on 2 and Genuine Parts Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.