Side-by-side · Q2 2026 data
Walker County Federal Credit Union vs Baptist Credit Union
Credit union
Walker County Federal Credit Union
Huntsville, Texas · Under $100 million in assets
Metric by metric
| Measure | Walker County Federal Credit Union | Baptist Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 37 |
| Loan quality | 81 | 95 (stronger) |
| Earnings | 61 (stronger) | 31 |
| Funding & liquidity | 90 (stronger) | 79 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 77th | 26th |
| Total assets | $54.3M | $54.7M |
| Deposits / shares | $44.9M | $49.7M |
| Capital ratio | 16.48% (stronger) | 8.72% |
| Problem loans | 0.57% | 0.15% (stronger) |
| Net charge-offs | 0.76% | 0.24% (stronger) |
| Return on assets | 1.02% (stronger) | 0.28% |
| Loans ÷ deposits | 70.7% (stronger) | 81.7% |
| Uninsured deposits | 2.2% | 0.0% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Walker County Federal Credit Union has the higher TellerScore (85 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Walker County Federal Credit Union leads on 4 and Baptist Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.