Side-by-side · Q2 2026 data
Walker County Federal Credit Union vs Lubrizol Employees' Credit Union
Credit union
Walker County Federal Credit Union
Huntsville, Texas · Under $100 million in assets
Credit union
Lubrizol Employees' Credit Union
Deer Park, Texas · Under $100 million in assets
Metric by metric
| Measure | Walker County Federal Credit Union | Lubrizol Employees' Credit Union |
|---|---|---|
| TellerScore | 85 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 81 | 85 (stronger) |
| Earnings | 61 (stronger) | 52 |
| Funding & liquidity | 90 | 99 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 77th | 80th |
| Total assets | $54.3M | $51.2M |
| Deposits / shares | $44.9M | $41.3M |
| Capital ratio | 16.48% | 18.78% (stronger) |
| Problem loans | 0.57% | 0.44% (stronger) |
| Net charge-offs | 0.76% | 0.42% (stronger) |
| Return on assets | 1.02% (stronger) | 0.80% |
| Loans ÷ deposits | 70.7% | 61.2% (stronger) |
| Uninsured deposits | 2.2% (stronger) | 10.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lubrizol Employees' Credit Union has the higher TellerScore (86 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Walker County Federal Credit Union leads on 2 and Lubrizol Employees' Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.