Side-by-side · Q2 2026 data
Wallis Bank vs Shell Federal Credit Union
Metric by metric
| Measure | Wallis Bank | Shell Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 79 (stronger) |
| Capital cushion | 51 | 84 (stronger) |
| Loan quality | 52 | 76 (stronger) |
| Earnings | 100 (stronger) | 76 |
| Funding & liquidity | 34 | 71 (stronger) |
| Problem-loan coverage | 49 | 91 (stronger) |
| Peer percentile | 17th | 86th |
| Total assets | $1.4B | $2.1B |
| Deposits / shares | $1.2B | $1.7B |
| Capital ratio | 10.10% | 13.39% (stronger) |
| Problem loans | 1.43% | 0.71% (stronger) |
| Net charge-offs | 0.03% (stronger) | 1.05% |
| Return on assets | 2.02% (stronger) | 1.40% |
| Loans ÷ deposits | 94.5% | 89.4% (stronger) |
| Uninsured deposits | 43.6% | 6.6% (stronger) |
| Offices | 16 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 47.3% |
Shell Federal Credit Union has the higher TellerScore (79 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Wallis Bank leads on 2 and Shell Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.