Side-by-side · Q2 2026 data
Wallkill Valley Federal Savings and Loan Association vs Piermont Bank
Bank
Wallkill Valley Federal Savings and Loan Association
Wallkill, New York · $100 million – $1 billion
Metric by metric
| Measure | Wallkill Valley Federal Savings and Loan Association | Piermont Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 62 |
| Capital cushion | 42 | 77 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 47 (stronger) | 0 |
| Funding & liquidity | 70 (stronger) | 27 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 37th | 22nd |
| Total assets | $485.0M | $505.1M |
| Deposits / shares | $416.7M | $386.4M |
| Capital ratio | 9.17% | 12.70% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.01% (stronger) | 0.46% |
| Return on assets | 0.68% (stronger) | -1.96% |
| Loans ÷ deposits | 83.6% | 83.3% (stronger) |
| Uninsured deposits | 20.9% (stronger) | 63.1% |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | — |
Wallkill Valley Federal Savings and Loan Association has the higher TellerScore (68 vs 62). On the 6 directional measures above (where higher or lower is clearly better), Wallkill Valley Federal Savings and Loan Association leads on 4 and Piermont Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.