Side-by-side · Q2 2026 data
Walters Bank and Trust Company vs Community State Bank of Canton
Metric by metric
| Measure | Walters Bank and Trust Company | Community State Bank of Canton |
|---|---|---|
| TellerScore | 99 (stronger) | 83 |
| Capital cushion | 100 (stronger) | 79 |
| Loan quality | 98 (stronger) | 89 |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 99th | 73rd |
| Total assets | $70.3M | $73.0M |
| Deposits / shares | $56.5M | $63.4M |
| Capital ratio | 20.03% (stronger) | 12.90% |
| Problem loans | 0.06% (stronger) | 0.34% |
| Net charge-offs | 0.10% | 0.07% (stronger) |
| Return on assets | 2.33% (stronger) | 1.49% |
| Loans ÷ deposits | 60.6% (stronger) | 82.6% |
| Uninsured deposits | 11.8% (stronger) | 13.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.8% | — |
Walters Bank and Trust Company has the higher TellerScore (99 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Walters Bank and Trust Company leads on 6 and Community State Bank of Canton on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.