TellerScore

Headquartered in Canton, Oklahoma, Community State Bank of Canton is a state-chartered bank with $73.0M in total assets and $63.4M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1985.

Community State Bank of Canton has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 73% of its 546 banks with under $100 million in assets. Among 170 banks headquartered in Oklahoma, it ranks 28th. Problem-loan coverage contributes the most (94/100, 2.9%); funding & liquidity contributes the least (78/100, 83% loans-to-deposits, 14% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion79/100
Tier 1 leverage ratio: 12.90%
Loan quality89/100
Noncurrent loans ÷ total loans: 0.34%
Earnings79/100
Return on assets (annualized): 1.49%
Funding & liquidity78/100
Loans ÷ deposits and uninsured-deposit share: 82.6% · 13.7% uninsured
Problem-loan coverage94/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.89%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (78 → 83), mostly because the loan quality component improved by 8 points.

TellerScore
667787Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202472
Q4 202470
Q1 202573
Q2 202578
Q3 202581
Q4 202580
Q1 202687
Q2 202683
Tier 1 leverage ratio
5.00%9.01%13.02%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.77%
Q3 202412.25%
Q4 202412.19%
Q1 202512.27%
Q2 202512.38%
Q3 202512.61%
Q4 202513.01%
Q1 202613.02%
Q2 202612.90%
Noncurrent loans
0.00%0.69%1.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.38%
Q3 20241.04%
Q4 20241.11%
Q1 20251.06%
Q2 20250.56%
Q3 20250.39%
Q4 20250.60%
Q1 20260.00%
Q2 20260.34%
Return on assets
1.12%1.35%1.57%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.12%
Q3 20241.23%
Q4 20241.13%
Q1 20251.28%
Q2 20251.33%
Q3 20251.47%
Q4 20251.44%
Q1 20261.57%
Q2 20261.49%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$73.0M12.90%0.34%1.49%82.6%
Q1 202687$73.1M13.02%0.00%1.57%82.5%
Q4 202580$68.7M13.01%0.60%1.44%87.6%
Q3 202581$70.3M12.61%0.39%1.47%85.0%
Q2 202578$70.6M12.38%0.56%1.33%80.8%
Q1 202573$68.4M12.27%1.06%1.28%81.1%
Q4 202470$67.6M12.19%1.11%1.13%84.3%
Q3 202472$65.0M12.25%1.04%1.23%84.0%
Q2 202466$65.3M11.77%1.38%1.12%81.8%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.90%
52nd
Total risk-based capital0.00%
27th
Problem loans0.34%
52nd
Net charge-offs0.07%
21st
Return on assets1.49%
74th
Net interest margin5.04%
88th
Efficiency ratio57.9%
76th
Loans to deposits82.6%
26th
Uninsured deposits13.7%
59th
Loan-loss reserves1.66%
76th
Texas ratio2.9%
45th

Similar-size banks in Oklahoma

InstitutionScoreAssetsCapitalProblem loansCompare
The First National Bank in MarlowBank Marlow, OK73 out of 100, Strong$71.8M8.2%0.00%vs
Walters Bank and Trust CompanyBank Walters, OK99 out of 100, Very strong$70.3M20.0%0.06%vs
Washita Valley BankBank Fort Cobb, OK52 out of 100, Below average$68.8M12.3%8.23%vs
Community Bank of OklahomaBank Verden, OK63 out of 100, Moderate$67.3M12.1%1.83%vs
Oklahoma State BankBank Buffalo, OK69 out of 100, Moderate$66.7M10.4%1.47%vs
Farmers and Merchants BankBank Arnett, OK85 out of 100, Very strong$80.3M13.0%0.42%vs

Deposit insurance

Is my money safe at Community State Bank of Canton?

Yes. Community State Bank of Canton is an FDIC-insured institution (FDIC certificate #26416). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 13.7% of deposits ($8.7M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.90%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Community State Bank of Canton lists 2 offices in 2 cities. Most locations:

  • Canton, OK (1)
  • Seiling, OK (1)

All branch addresses and map

Identity & history

Profile

Legal name
Community State Bank of Canton
Type
State-chartered bank
FDIC certificate #
26416
RSSD ID
147651
Primary regulator
FDIC
Holding company
Canton Bancshares Inc
Established
October 10, 1985
Headquarters
101 W Main St, Canton, OK 73724
Employees
14

Quick answers

Community State Bank of Canton: common questions

Is Community State Bank of Canton FDIC insured?

Yes. Community State Bank of Canton is an FDIC-insured institution (FDIC certificate #26416). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Community State Bank of Canton's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Community State Bank of Canton ever failed?

There is no failure record for FDIC certificate #26416 in the FDIC failed bank list.

How many branches does Community State Bank of Canton have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Canton

InstitutionScoreAssetsCapitalProblem loansCompare
Fairview Savings and Loan AssociationBank Fairview, OK92 out of 100, Very strong$65.1M20.8%0.00%vs
Bank 7Bank Oklahoma City, OK86 out of 100, Very strong$1.9B13.9%0.39%vs
First State BankBank Watonga, OK82 out of 100, Strong$89.8M13.2%1.28%vs
The Seiling State BankBank Seiling, OK79 out of 100, Strong$195.0M10.5%0.00%vs
Wisdom Heritage BankBank Alva, OK78 out of 100, Strong$601.3M14.2%1.28%vs
High Plains BankBank Okeene, OK71 out of 100, Strong$330.2M10.8%0.97%vs