Side-by-side · Q2 2026 data
Walters Bank and Trust Company vs Fort Sill Federal Credit Union
Metric by metric
| Measure | Walters Bank and Trust Company | Fort Sill Federal Credit Union |
|---|---|---|
| TellerScore | 99 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 98 (stronger) | 63 |
| Earnings | 100 (stronger) | 52 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 99th | 51st |
| Total assets | $70.3M | $394.2M |
| Deposits / shares | $56.5M | $352.1M |
| Capital ratio | 20.03% (stronger) | 11.57% |
| Problem loans | 0.06% (stronger) | 1.12% |
| Net charge-offs | 0.10% (stronger) | 1.86% |
| Return on assets | 2.33% (stronger) | 0.81% |
| Loans ÷ deposits | 60.6% | 51.0% (stronger) |
| Uninsured deposits | 11.8% | 6.0% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.8% | — |
Walters Bank and Trust Company has the higher TellerScore (99 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Walters Bank and Trust Company leads on 5 and Fort Sill Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.