Side-by-side · Q2 2026 data
Walters Bank and Trust Company vs Latimer State Bank
Metric by metric
| Measure | Walters Bank and Trust Company | Latimer State Bank |
|---|---|---|
| TellerScore | 99 (stronger) | 90 |
| Capital cushion | 100 | 100 |
| Loan quality | 98 (stronger) | 72 |
| Earnings | 100 | 100 |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 99th | 89th |
| Total assets | $70.3M | $65.5M |
| Deposits / shares | $56.5M | $49.2M |
| Capital ratio | 20.03% | 25.01% (stronger) |
| Problem loans | 0.06% (stronger) | 0.83% |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | 2.33% | 2.53% (stronger) |
| Loans ÷ deposits | 60.6% | 25.7% (stronger) |
| Uninsured deposits | 11.8% (stronger) | 33.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.8% | — |
Walters Bank and Trust Company has the higher TellerScore (99 vs 90). On the 7 directional measures above (where higher or lower is clearly better), Walters Bank and Trust Company leads on 3 and Latimer State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.