Side-by-side · Q2 2026 data
Ware County School Employees Federal Credit Union vs Macon Firemen'S Credit Union
Credit union
Ware County School Employees Federal Credit Union
Waycross, Georgia · Under $100 million in assets
Metric by metric
| Measure | Ware County School Employees Federal Credit Union | Macon Firemen'S Credit Union |
|---|---|---|
| TellerScore | 86 | 90 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 62 | 96 (stronger) |
| Funding & liquidity | 75 (stronger) | 72 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 80th | 89th |
| Total assets | $6.3M | $5.9M |
| Deposits / shares | $5.4M | $4.3M |
| Capital ratio | 14.08% | 27.10% (stronger) |
| Problem loans | 0.00% (stronger) | 0.56% |
| Net charge-offs | 0.13% | -0.07% (stronger) |
| Return on assets | 1.05% | 1.89% (stronger) |
| Loans ÷ deposits | 85.7% (stronger) | 88.2% |
| Uninsured deposits | 12.6% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Macon Firemen'S Credit Union has the higher TellerScore (90 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Ware County School Employees Federal Credit Union leads on 2 and Macon Firemen'S Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.