Side-by-side · Q2 2026 data
Warren Bank and Trust Company vs Relyance Bank
Metric by metric
| Measure | Warren Bank and Trust Company | Relyance Bank |
|---|---|---|
| TellerScore | 75 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 49 | 87 (stronger) |
| Earnings | 60 | 69 (stronger) |
| Funding & liquidity | 83 (stronger) | 39 |
| Problem-loan coverage | 85 | 95 (stronger) |
| Peer percentile | 61st | 80th |
| Total assets | $146.3M | $1.4B |
| Deposits / shares | $120.3M | $1.2B |
| Capital ratio | 16.24% (stronger) | 13.27% |
| Problem loans | 1.52% | 0.40% (stronger) |
| Net charge-offs | 0.07% | 0.02% (stronger) |
| Return on assets | 1.01% | 1.21% (stronger) |
| Loans ÷ deposits | 76.9% (stronger) | 91.8% |
| Uninsured deposits | 11.8% (stronger) | 41.1% |
| Offices | 2 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.0% |
Relyance Bank has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Warren Bank and Trust Company leads on 3 and Relyance Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.