Warren Bank and Trust Company is a state-chartered bank (fed member) headquartered in Warren, Arkansas, in business for about 125 years. At the end of Q2 2026 it reported $146.3M in total assets and $120.3M in deposits, with 4 offices.
Warren Bank and Trust Company has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 61% of its 2,650 banks with $100 million – $1 billion. Among 78 banks headquartered in Arkansas, it ranks 26th. Capital cushion contributes the most (100/100, 16.24%); loan quality contributes the least (49/100, 1.52%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (69 → 75), mostly because the earnings component improved by 30 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 69 |
| Q4 2024 | 68 |
| Q1 2025 | 70 |
| Q2 2025 | 69 |
| Q3 2025 | 73 |
| Q4 2025 | 79 |
| Q1 2026 | 72 |
| Q2 2026 | 75 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.47% |
| Q3 2024 | 14.53% |
| Q4 2024 | 14.64% |
| Q1 2025 | 14.72% |
| Q2 2025 | 14.43% |
| Q3 2025 | 15.13% |
| Q4 2025 | 15.90% |
| Q1 2026 | 16.22% |
| Q2 2026 | 16.24% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.61% |
| Q3 2024 | 1.74% |
| Q4 2024 | 1.65% |
| Q1 2025 | 1.27% |
| Q2 2025 | 1.37% |
| Q3 2025 | 1.29% |
| Q4 2025 | 0.57% |
| Q1 2026 | 1.85% |
| Q2 2026 | 1.52% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.55% |
| Q3 2024 | 0.35% |
| Q4 2024 | 0.24% |
| Q1 2025 | 0.04% |
| Q2 2025 | 0.24% |
| Q3 2025 | 0.33% |
| Q4 2025 | 0.32% |
| Q1 2026 | 0.83% |
| Q2 2026 | 1.01% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $146.3M | 16.24% | 1.52% | 1.01% | 76.9% |
| Q1 2026 | 72 | $144.3M | 16.22% | 1.85% | 0.83% | 73.6% |
| Q4 2025 | 79 | $141.0M | 15.90% | 0.57% | 0.32% | 73.2% |
| Q3 2025 | 73 | $144.9M | 15.13% | 1.29% | 0.33% | 70.6% |
| Q2 2025 | 69 | $152.6M | 14.43% | 1.37% | 0.24% | 75.5% |
| Q1 2025 | 70 | $156.3M | 14.72% | 1.27% | 0.04% | 73.8% |
| Q4 2024 | 68 | $149.5M | 14.64% | 1.65% | 0.24% | 69.7% |
| Q3 2024 | 69 | $152.3M | 14.53% | 1.74% | 0.35% | 65.7% |
| Q2 2024 | 71 | $151.8M | 14.47% | 1.61% | 0.55% | 69.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Arkansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Priority BankBank Fayetteville, AR | 49 out of 100, Below average | $153.4M | 10.5% | 3.37% | vs |
| Riverwind BankBank Augusta, AR | 68 out of 100, Moderate | $167.8M | 9.1% | 0.16% | vs |
| Connect BankBank Star City, AR | 89 out of 100, Very strong | $123.9M | 15.9% | 0.88% | vs |
| Logan County BankBank Scranton, AR | 88 out of 100, Very strong | $120.8M | 16.9% | 0.18% | vs |
| RiverBankBank Pocahontas, AR | 48 out of 100, Below average | $174.4M | 12.2% | 3.42% | vs |
| Gateway BankBank Rison, AR | 32 out of 100, Low | $181.0M | 9.7% | 3.96% | vs |
Deposit insurance
Is my money safe at Warren Bank and Trust Company?
Yes. Warren Bank and Trust Company is an FDIC-insured institution (FDIC certificate #81). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 11.8% of deposits ($14.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.24%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
Warren Bank and Trust Company lists 2 offices in 2 cities. Most locations:
- Hermitage, AR (1)
- Warren, AR (1)
Identity & history
Profile
- Legal name
- Warren Bank and Trust Company
- Former names
- Warren Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 81
- RSSD ID
- 748441
- Primary regulator
- FED
- Established
- December 31, 1901
- Headquarters
- 201 S Main St, Warren, AR 71671
- Website
- www.warrenbanktrust.com
- Employees
- 36
Quick answers
Warren Bank and Trust Company: common questions
Is Warren Bank and Trust Company FDIC insured?
Yes. Warren Bank and Trust Company is an FDIC-insured institution (FDIC certificate #81). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Warren Bank and Trust Company's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Warren Bank and Trust Company ever failed?
There is no failure record for FDIC certificate #81 in the FDIC failed bank list.
How many branches does Warren Bank and Trust Company have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Warren
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Relyance BankBank White Hall, AR | 76 out of 100, Strong | $1.4B | 13.3% | 0.40% | vs |
| FBT Bank & MortgageBank Fordyce, AR | 72 out of 100, Strong | $263.6M | 10.4% | 0.69% | vs |
| The Citizens BankBank Batesville, AR | 70 out of 100, Strong | $1.6B | 8.9% | 0.37% | vs |
| Union Bank & Trust CompanyBank Monticello, AR | 66 out of 100, Moderate | $355.8M | 10.2% | 1.11% | vs |
| Simmons BankBank Pine Bluff, AR | 60 out of 100, Moderate | $24.7B | 9.2% | 0.92% | vs |
| Arkansas Superior Federal Credit UnionCredit union Warren, AR | 47 out of 100, Below average | $90.5M | 23.5% | 7.38% | vs |