Side-by-side · Q2 2026 data
Warren Bank and Trust Company vs Simmons Bank
Metric by metric
| Measure | Warren Bank and Trust Company | Simmons Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 49 | 69 (stronger) |
| Earnings | 60 | 68 (stronger) |
| Funding & liquidity | 83 (stronger) | 47 |
| Problem-loan coverage | 85 | 90 (stronger) |
| Peer percentile | 61st | 29th |
| Total assets | $146.3M | $24.7B |
| Deposits / shares | $120.3M | $19.9B |
| Capital ratio | 16.24% (stronger) | 9.18% |
| Problem loans | 1.52% | 0.92% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.20% |
| Return on assets | 1.01% | 1.21% (stronger) |
| Loans ÷ deposits | 76.9% (stronger) | 89.5% |
| Uninsured deposits | 11.8% (stronger) | 36.2% |
| Offices | 2 | 218 |
| CFPB complaints (3 yrs) | — | 166 |
| Complaints per $1B deposits | — | 8.3 |
| Mortgage denial rate (HMDA) | — | 26.5% |
Warren Bank and Trust Company has the higher TellerScore (75 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Warren Bank and Trust Company leads on 5 and Simmons Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.