Side-by-side · Q2 2026 data
Warren-Boynton State Bank vs Springfield Firefighters Credit Union
Credit union
Springfield Firefighters Credit Union
Springfield, Illinois · Under $100 million in assets
Metric by metric
| Measure | Warren-Boynton State Bank | Springfield Firefighters Credit Union |
|---|---|---|
| TellerScore | 79 | 100 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 75th | 100th |
| Total assets | $234.5M | $3.4M |
| Deposits / shares | $201.4M | $2.8M |
| Capital ratio | 12.08% | 16.59% (stronger) |
| Problem loans | 0.41% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.52% | 3.41% (stronger) |
| Loans ÷ deposits | 83.4% | 25.8% (stronger) |
| Uninsured deposits | 18.8% | 0.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Springfield Firefighters Credit Union has the higher TellerScore (100 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Warren-Boynton State Bank leads on 0 and Springfield Firefighters Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.