Side-by-side · Q2 2026 data
Washington Area Teachers Federal Credit Union vs Alcose Credit Union
Credit union
Washington Area Teachers Federal Credit Union
Washington, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Washington Area Teachers Federal Credit Union | Alcose Credit Union |
|---|---|---|
| TellerScore | 78 | 89 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 92 | 99 (stronger) |
| Earnings | 53 (stronger) | 47 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 59th | 87th |
| Total assets | $82.4M | $16.1M |
| Deposits / shares | $73.1M | $13.7M |
| Capital ratio | 11.64% | 16.42% (stronger) |
| Problem loans | 0.25% | 0.03% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.90% |
| Return on assets | 0.83% (stronger) | 0.66% |
| Loans ÷ deposits | 46.1% | 32.8% (stronger) |
| Uninsured deposits | 4.4% | 0.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Alcose Credit Union has the higher TellerScore (89 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Washington Area Teachers Federal Credit Union leads on 2 and Alcose Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.