Side-by-side · Q2 2026 data
Washington County Bank vs Community Bank
Metric by metric
| Measure | Washington County Bank | Community Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 76 |
| Capital cushion | 78 (stronger) | 60 |
| Loan quality | 89 | 91 (stronger) |
| Earnings | 92 (stronger) | 71 |
| Funding & liquidity | 63 | 77 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 84th | 64th |
| Total assets | $662.3M | $138.3M |
| Deposits / shares | $558.8M | $122.7M |
| Capital ratio | 12.79% (stronger) | 10.99% |
| Problem loans | 0.34% | 0.28% (stronger) |
| Net charge-offs | 0.16% (stronger) | 0.72% |
| Return on assets | 1.80% (stronger) | 1.27% |
| Loans ÷ deposits | 88.7% | 77.8% (stronger) |
| Uninsured deposits | 22.9% | 19.8% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | 6.9% |
Washington County Bank has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Washington County Bank leads on 4 and Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.