Side-by-side · Q2 2026 data
Washington County Bank vs Gallup Federal Credit Union
Metric by metric
| Measure | Washington County Bank | Gallup Federal Credit Union |
|---|---|---|
| TellerScore | 83 | 84 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 89 | 98 (stronger) |
| Earnings | 92 (stronger) | 58 |
| Funding & liquidity | 63 (stronger) | 50 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 84th | 75th |
| Total assets | $662.3M | $16.4M |
| Deposits / shares | $558.8M | $13.3M |
| Capital ratio | 12.79% | 18.06% (stronger) |
| Problem loans | 0.34% | 0.05% (stronger) |
| Net charge-offs | 0.16% | 0.00% (stronger) |
| Return on assets | 1.80% (stronger) | 0.96% |
| Loans ÷ deposits | 88.7% (stronger) | 111.1% |
| Uninsured deposits | 22.9% | 9.7% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | — |
Gallup Federal Credit Union has the higher TellerScore (84 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Washington County Bank leads on 2 and Gallup Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.