Side-by-side · Q2 2026 data
Washington Educational Assoc Federal Credit Union vs Cabot Employees Credit Union
Credit union
Washington Educational Assoc Federal Credit Union
Franklinton, Louisiana · Under $100 million in assets
Credit union
Cabot Employees Credit Union
Franklin, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Washington Educational Assoc Federal Credit Union | Cabot Employees Credit Union |
|---|---|---|
| TellerScore | 63 | 89 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 0 | 59 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 (stronger) | 75 |
| Peer percentile | 26th | 87th |
| Total assets | $909K | $1.3M |
| Deposits / shares | $855K | $910K |
| Capital ratio | 10.95% | 26.97% (stronger) |
| Problem loans | 0.61% | 0.00% (stronger) |
| Net charge-offs | 11.82% | 7.16% (stronger) |
| Return on assets | -4.07% | 0.98% (stronger) |
| Loans ÷ deposits | 49.3% | 46.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cabot Employees Credit Union has the higher TellerScore (89 vs 63). On the 6 directional measures above (where higher or lower is clearly better), Washington Educational Assoc Federal Credit Union leads on 0 and Cabot Employees Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.