Side-by-side · Q2 2026 data
Washington State Bank vs Cooperative Choice Network
Metric by metric
| Measure | Washington State Bank | Cooperative Choice Network |
|---|---|---|
| TellerScore | 61 | 76 (stronger) |
| Capital cushion | 41 | 77 (stronger) |
| Loan quality | 66 | 88 (stronger) |
| Earnings | 50 (stronger) | 33 |
| Funding & liquidity | 88 | 99 (stronger) |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 19th | 68th |
| Total assets | $79.1M | $205.9M |
| Deposits / shares | $70.2M | $180.3M |
| Capital ratio | 9.10% | 12.72% (stronger) |
| Problem loans | 1.03% | 0.37% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.40% |
| Return on assets | 0.75% (stronger) | 0.33% |
| Loans ÷ deposits | 42.3% (stronger) | 61.0% |
| Uninsured deposits | 25.6% | 0.6% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cooperative Choice Network has the higher TellerScore (76 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Washington State Bank leads on 3 and Cooperative Choice Network on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.