Side-by-side · Q2 2026 data
Washington State Bank vs The Bank of Bourbonnais
Metric by metric
| Measure | Washington State Bank | The Bank of Bourbonnais |
|---|---|---|
| TellerScore | 61 | 77 (stronger) |
| Capital cushion | 41 | 69 (stronger) |
| Loan quality | 66 | 100 (stronger) |
| Earnings | 50 (stronger) | 46 |
| Funding & liquidity | 88 (stronger) | 82 |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 19th | 58th |
| Total assets | $79.1M | $81.6M |
| Deposits / shares | $70.2M | $70.9M |
| Capital ratio | 9.10% | 11.85% (stronger) |
| Problem loans | 1.03% | 0.00% (stronger) |
| Net charge-offs | 0.19% | 0.00% (stronger) |
| Return on assets | 0.75% (stronger) | 0.65% |
| Loans ÷ deposits | 42.3% (stronger) | 70.9% |
| Uninsured deposits | 25.6% | 21.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Bourbonnais has the higher TellerScore (77 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Washington State Bank leads on 2 and The Bank of Bourbonnais on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.