Side-by-side · Q2 2026 data
Washington State Employees Credit Union vs Gesa Credit Union
Credit union
Washington State Employees Credit Union
Olympia, Washington · $1 billion – $10 billion
Metric by metric
| Measure | Washington State Employees Credit Union | Gesa Credit Union |
|---|---|---|
| TellerScore | 59 | 59 |
| Capital cushion | 49 (stronger) | 43 |
| Loan quality | 73 (stronger) | 72 |
| Earnings | 30 | 48 (stronger) |
| Funding & liquidity | 74 (stronger) | 65 |
| Problem-loan coverage | 87 (stronger) | 84 |
| Peer percentile | 22nd | 22nd |
| Total assets | $5.1B | $6.8B |
| Deposits / shares | $4.5B | $5.7B |
| Capital ratio | 9.89% (stronger) | 9.32% |
| Problem loans | 0.80% (stronger) | 0.84% |
| Net charge-offs | 1.17% | 0.59% (stronger) |
| Return on assets | 0.25% | 0.70% (stronger) |
| Loans ÷ deposits | 86.2% (stronger) | 95.2% |
| Uninsured deposits | 13.8% | 10.7% (stronger) |
| Offices | 24 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 46.1% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Washington State Employees Credit Union leads on 3 and Gesa Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.