Side-by-side · Q2 2026 data
Washington State Employees Credit Union vs Qualstar Credit Union
Credit union
Washington State Employees Credit Union
Olympia, Washington · $1 billion – $10 billion
Metric by metric
| Measure | Washington State Employees Credit Union | Qualstar Credit Union |
|---|---|---|
| TellerScore | 59 | 80 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 73 (stronger) | 53 |
| Earnings | 30 | 76 (stronger) |
| Funding & liquidity | 74 | 87 (stronger) |
| Problem-loan coverage | 87 | 89 (stronger) |
| Peer percentile | 22nd | 78th |
| Total assets | $5.1B | $939.3M |
| Deposits / shares | $4.5B | $774.6M |
| Capital ratio | 9.89% | 15.99% (stronger) |
| Problem loans | 0.80% (stronger) | 1.41% |
| Net charge-offs | 1.17% (stronger) | 1.48% |
| Return on assets | 0.25% | 1.40% (stronger) |
| Loans ÷ deposits | 86.2% | 73.2% (stronger) |
| Uninsured deposits | 13.8% | 8.5% (stronger) |
| Offices | 24 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 46.1% | 24.1% |
Qualstar Credit Union has the higher TellerScore (80 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Washington State Employees Credit Union leads on 2 and Qualstar Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.