Side-by-side · Q2 2026 data
Washington Trust Bank vs Spokane Firefighters Credit Union
Credit union
Spokane Firefighters Credit Union
Spokane, Washington · Under $100 million in assets
Metric by metric
| Measure | Washington Trust Bank | Spokane Firefighters Credit Union |
|---|---|---|
| TellerScore | 60 | 87 (stronger) |
| Capital cushion | 47 | 95 (stronger) |
| Loan quality | 76 | 95 (stronger) |
| Earnings | 67 (stronger) | 55 |
| Funding & liquidity | 30 | 94 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 29th | 83rd |
| Total assets | $10.5B | $86.4M |
| Deposits / shares | $8.8B | $73.2M |
| Capital ratio | 9.73% | 14.51% (stronger) |
| Problem loans | 0.73% | 0.15% (stronger) |
| Net charge-offs | 0.05% | 0.05% (stronger) |
| Return on assets | 1.19% (stronger) | 0.86% |
| Loans ÷ deposits | 82.9% | 66.7% (stronger) |
| Uninsured deposits | 57.3% | 5.5% (stronger) |
| Offices | 44 | 1 |
| CFPB complaints (3 yrs) | 19 | — |
| Complaints per $1B deposits | 2.2 | — |
| Mortgage denial rate (HMDA) | 22.5% | 4.8% |
Spokane Firefighters Credit Union has the higher TellerScore (87 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Washington Trust Bank leads on 1 and Spokane Firefighters Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.