Side-by-side · Q2 2026 data
Washita Valley Bank vs Cooperative Employees
Metric by metric
| Measure | Washita Valley Bank | Cooperative Employees |
|---|---|---|
| TellerScore | 52 | 73 (stronger) |
| Capital cushion | 73 (stronger) | 54 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 64 (stronger) | 42 |
| Funding & liquidity | 88 | 92 (stronger) |
| Problem-loan coverage | 43 | 100 (stronger) |
| Peer percentile | 11th | 47th |
| Total assets | $68.8M | $10.0M |
| Deposits / shares | $60.0M | $8.9M |
| Capital ratio | 12.27% (stronger) | 10.37% |
| Problem loans | 8.23% | 0.00% (stronger) |
| Net charge-offs | 3.04% | 0.00% (stronger) |
| Return on assets | 1.11% (stronger) | 0.55% |
| Loans ÷ deposits | 50.2% (stronger) | 67.8% |
| Uninsured deposits | 26.1% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cooperative Employees has the higher TellerScore (73 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Washita Valley Bank leads on 3 and Cooperative Employees on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.