Side-by-side · Q2 2026 data
Washita Valley Bank vs Latimer State Bank
Metric by metric
| Measure | Washita Valley Bank | Latimer State Bank |
|---|---|---|
| TellerScore | 52 | 90 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 0 | 72 (stronger) |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 88 (stronger) | 80 |
| Problem-loan coverage | 43 | 99 (stronger) |
| Peer percentile | 11th | 89th |
| Total assets | $68.8M | $65.5M |
| Deposits / shares | $60.0M | $49.2M |
| Capital ratio | 12.27% | 25.01% (stronger) |
| Problem loans | 8.23% | 0.83% (stronger) |
| Net charge-offs | 3.04% | 0.00% (stronger) |
| Return on assets | 1.11% | 2.53% (stronger) |
| Loans ÷ deposits | 50.2% | 25.7% (stronger) |
| Uninsured deposits | 26.1% (stronger) | 33.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Latimer State Bank has the higher TellerScore (90 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Washita Valley Bank leads on 1 and Latimer State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.