Side-by-side · Q2 2026 data
Waterbury Connecticut Teachers Federal Credit Union vs 360 Federal Credit Union
Credit union
Waterbury Connecticut Teachers Federal Credit Union
Waterbury, Connecticut · $100 million – $1 billion
Metric by metric
| Measure | Waterbury Connecticut Teachers Federal Credit Union | 360 Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 91 (stronger) | 77 |
| Earnings | 85 (stronger) | 43 |
| Funding & liquidity | 79 | 94 (stronger) |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 96th | 34th |
| Total assets | $365.2M | $324.4M |
| Deposits / shares | $300.7M | $289.4M |
| Capital ratio | 17.05% (stronger) | 9.53% |
| Problem loans | 0.26% (stronger) | 0.68% |
| Net charge-offs | 0.11% | 0.11% (stronger) |
| Return on assets | 1.62% (stronger) | 0.58% |
| Loans ÷ deposits | 81.3% | 66.3% (stronger) |
| Uninsured deposits | 8.3% (stronger) | 8.8% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 25.3% |
Waterbury Connecticut Teachers Federal Credit Union has the higher TellerScore (91 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Waterbury Connecticut Teachers Federal Credit Union leads on 5 and 360 Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.