Side-by-side · Q2 2026 data
Waterbury Connecticut Teachers Federal Credit Union vs Norwalk Hospital Credit Union
Credit union
Waterbury Connecticut Teachers Federal Credit Union
Waterbury, Connecticut · $100 million – $1 billion
Credit union
Norwalk Hospital Credit Union
Norwalk, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Waterbury Connecticut Teachers Federal Credit Union | Norwalk Hospital Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 50 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 91 (stronger) | 44 |
| Earnings | 85 (stronger) | 17 |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 96th | 9th |
| Total assets | $365.2M | $33.0M |
| Deposits / shares | $300.7M | $30.0M |
| Capital ratio | 17.05% (stronger) | 8.90% |
| Problem loans | 0.26% (stronger) | 1.69% |
| Net charge-offs | 0.11% (stronger) | 0.15% |
| Return on assets | 1.62% (stronger) | -0.07% |
| Loans ÷ deposits | 81.3% | 19.0% (stronger) |
| Uninsured deposits | 8.3% | 4.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Waterbury Connecticut Teachers Federal Credit Union has the higher TellerScore (91 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Waterbury Connecticut Teachers Federal Credit Union leads on 5 and Norwalk Hospital Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.