TellerScore

Norwalk Hospital Credit Union is a federally insured state-chartered credit union headquartered in Norwalk, Connecticut, in business for about 51 years. At the end of Q2 2026 it reported $33.0M in total assets and $30.0M in member shares and deposits, with 1 office.

Norwalk Hospital Credit Union has a TellerScore of 50 out of 100 (below average) based on Q2 2026 data — higher than only 9% of its 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 62nd. Funding & liquidity contributes the most (100/100, 19% loans-to-deposits, 4% uninsured); earnings contributes the least (17/100, -0.07%).

TellerScore · Q2 2026

Scorecard

Capital cushion39/100
Net worth ratio: 8.90%
Loan quality44/100
Loans 60+ days delinquent ÷ total loans: 1.69%
Earnings17/100
Return on assets (annualized): -0.07%
Funding & liquidity100/100
Loans ÷ shares: 19.0% · 4.3% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.29%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 15 points (35 → 50), mostly because the loan quality component improved by 44 points.

TellerScore
344759Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202434
Q3 202435
Q4 202442
Q1 202559
Q2 202535
Q3 202544
Q4 202547
Q1 202647
Q2 202650
Net worth ratio
7.00%8.05%9.11%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 20248.76%
Q3 20249.11%
Q4 20248.77%
Q1 20258.69%
Q2 20258.70%
Q3 20259.05%
Q4 20259.10%
Q1 20268.94%
Q2 20268.90%
Delinquent loans (60+ days)
0.30%2.31%4.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20244.13%
Q3 20243.69%
Q4 20242.18%
Q1 20250.30%
Q2 20254.33%
Q3 20252.49%
Q4 20252.13%
Q1 20261.89%
Q2 20261.69%
Return on assets
-0.83%-0.45%-0.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 2024-0.69%
Q3 2024-0.83%
Q4 2024-0.75%
Q1 2025-0.52%
Q2 2025-0.37%
Q3 2025-0.09%
Q4 2025-0.09%
Q1 2026-0.26%
Q2 2026-0.07%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202650$33.0M8.90%1.69%-0.07%19.0%
Q1 202647$32.7M8.94%1.89%-0.26%19.6%
Q4 202547$32.3M9.10%2.13%-0.09%21.1%
Q3 202544$32.6M9.05%2.49%-0.09%22.6%
Q2 202535$33.4M8.70%4.33%-0.37%22.5%
Q1 202559$33.7M8.69%0.30%-0.52%23.3%
Q4 202442$33.9M8.77%2.18%-0.75%23.3%
Q3 202435$33.2M9.11%3.69%-0.83%26.4%
Q2 202434$35.4M8.76%4.13%-0.69%26.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.90%
9th
Problem loans1.69%
25th
Net charge-offs0.15%
52nd
Return on assets-0.07%
17th
Loans to deposits19.0%
95th
Uninsured deposits4.3%
25th
Loan-loss reserves0.00%
37th
Texas ratio3.3%
41st

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT89 out of 100, Very strong$32.6M14.5%0.87%vs
Metropolitan District Employees Credit UnionCredit union Hartford, CT50 out of 100, Below average$34.7M10.4%2.19%vs
Ct Firefighters Federal Credit UnionCredit union Hartford, CT85 out of 100, Very strong$34.7M11.6%0.00%vs
New Haven County Credit UnionCredit union North Haven, CT63 out of 100, Moderate$35.0M10.5%1.92%vs
Gha Federal Credit UnionCredit union Greenwich, CT91 out of 100, Very strong$29.7M17.5%0.56%vs
Bridgeport Police Federal Credit UnionCredit union Bridgeport, CT86 out of 100, Very strong$29.6M18.7%1.65%vs

Deposit insurance

Is my money safe at Norwalk Hospital Credit Union?

Yes. Norwalk Hospital Credit Union is a federally insured credit union (NCUA charter #65954). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.3% of shares and deposits ($1.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.90%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Norwalk Hospital Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Norwalk Hospital Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65954
RSSD ID
395591
Primary regulator
State + NCUA
Established
1975
Headquarters
31 1/2 Stevens Street, Norwalk, CT 06850
Employees
5

Quick answers

Norwalk Hospital Credit Union: common questions

Is Norwalk Hospital Credit Union NCUA insured?

Yes. Norwalk Hospital Credit Union is a federally insured credit union (NCUA charter #65954). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Norwalk Hospital Credit Union's TellerScore?

50 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Norwalk Hospital Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Norwalk

InstitutionScoreAssetsCapitalProblem loansCompare
B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY93 out of 100, Very strong$1.0M34.2%0.00%vs
Gha Federal Credit UnionCredit union Greenwich, CT91 out of 100, Very strong$29.7M17.5%0.56%vs
Waterbury Connecticut Teachers Federal Credit UnionCredit union Waterbury, CT91 out of 100, Very strong$365.2M17.1%0.26%vs
NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs
Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT89 out of 100, Very strong$32.6M14.5%0.87%vs
Bridgeport Police Federal Credit UnionCredit union Bridgeport, CT86 out of 100, Very strong$29.6M18.7%1.65%vs