Side-by-side · Q2 2026 data
Waterbury Connecticut Teachers Federal Credit Union vs State Police Credit Union Inc.
Credit union
Waterbury Connecticut Teachers Federal Credit Union
Waterbury, Connecticut · $100 million – $1 billion
Credit union
State Police Credit Union Inc.
Meriden, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Waterbury Connecticut Teachers Federal Credit Union | State Police Credit Union Inc. |
|---|---|---|
| TellerScore | 91 | 91 |
| Capital cushion | 100 | 100 |
| Loan quality | 91 | 98 (stronger) |
| Earnings | 85 (stronger) | 57 |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 96th | 90th |
| Total assets | $365.2M | $84.0M |
| Deposits / shares | $300.7M | $70.8M |
| Capital ratio | 17.05% (stronger) | 15.10% |
| Problem loans | 0.26% | 0.06% (stronger) |
| Net charge-offs | 0.11% | -0.00% (stronger) |
| Return on assets | 1.62% (stronger) | 0.92% |
| Loans ÷ deposits | 81.3% | 29.0% (stronger) |
| Uninsured deposits | 8.3% (stronger) | 13.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Waterbury Connecticut Teachers Federal Credit Union leads on 3 and State Police Credit Union Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.