Side-by-side · Q2 2026 data
Waterbury Postal Employees Federal Credit Union vs Sikorsky Financial Credit Union
Credit union
Waterbury Postal Employees Federal Credit Union
Waterbury, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Waterbury Postal Employees Federal Credit Union | Sikorsky Financial Credit Union |
|---|---|---|
| TellerScore | 54 | 84 (stronger) |
| Capital cushion | 100 (stronger) | 79 |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 0 | 77 (stronger) |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 13th | 93rd |
| Total assets | $10.6M | $1.5B |
| Deposits / shares | $8.4M | $1.3B |
| Capital ratio | 18.23% (stronger) | 12.93% |
| Problem loans | 3.91% | 0.25% (stronger) |
| Net charge-offs | 1.60% | 0.11% (stronger) |
| Return on assets | -8.94% | 1.42% (stronger) |
| Loans ÷ deposits | 26.0% (stronger) | 82.6% |
| Uninsured deposits | 0.6% (stronger) | 4.7% |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sikorsky Financial Credit Union has the higher TellerScore (84 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Waterbury Postal Employees Federal Credit Union leads on 3 and Sikorsky Financial Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.