Headquartered in Waterbury, Connecticut, Waterbury Postal Employees Federal Credit Union is a federal credit union with $10.6M in total assets and $8.4M in member shares and deposits as of Q2 2026. It operates 2 offices across 2 states. Its charter dates back to 1939.
Based on its Q2 2026 filing, Waterbury Postal Employees Federal Credit Union scores 54/100, which we describe as below average. That is higher than only 13% of 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 55th. Its strongest component is capital cushion (100/100; 18.23%), and its lowest is earnings (0/100; -8.94%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (54 → 54).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 62 |
| Q3 2024 | 54 |
| Q4 2024 | 59 |
| Q1 2025 | 74 |
| Q2 2025 | 54 |
| Q3 2025 | 74 |
| Q4 2025 | 73 |
| Q1 2026 | 58 |
| Q2 2026 | 54 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 19.10% |
| Q3 2024 | 19.58% |
| Q4 2024 | 19.49% |
| Q1 2025 | 20.18% |
| Q2 2025 | 21.28% |
| Q3 2025 | 23.05% |
| Q4 2025 | 22.31% |
| Q1 2026 | 22.77% |
| Q2 2026 | 18.23% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 5.70% |
| Q3 2024 | 5.50% |
| Q4 2024 | 3.94% |
| Q1 2025 | 4.62% |
| Q2 2025 | 5.57% |
| Q3 2025 | 4.22% |
| Q4 2025 | 6.89% |
| Q1 2026 | 6.11% |
| Q2 2026 | 3.91% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.58% |
| Q3 2024 | -87.27% |
| Q4 2024 | 0.06% |
| Q1 2025 | 3.25% |
| Q2 2025 | -2.82% |
| Q3 2025 | 3.87% |
| Q4 2025 | 1.84% |
| Q1 2026 | 0.53% |
| Q2 2026 | -8.94% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 54 | $10.6M | 18.23% | 3.91% | -8.94% | 26.0% |
| Q1 2026 | 58 | $10.7M | 22.77% | 6.11% | 0.53% | 27.7% |
| Q4 2025 | 73 | $10.9M | 22.31% | 6.89% | 1.84% | 28.2% |
| Q3 2025 | 74 | $11.0M | 23.05% | 4.22% | 3.87% | 28.5% |
| Q2 2025 | 54 | $11.1M | 21.28% | 5.57% | -2.82% | 27.9% |
| Q1 2025 | 74 | $11.6M | 20.18% | 4.62% | 3.25% | 25.1% |
| Q4 2024 | 59 | $11.6M | 19.49% | 3.94% | 0.06% | 25.8% |
| Q3 2024 | 54 | $11.9M | 19.58% | 5.50% | -87.27% | 26.1% |
| Q2 2024 | 62 | $12.0M | 19.10% | 5.70% | 0.58% | 25.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Connecticut
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Asa Federal Credit UnionCredit union Bloomfield, CT | 51 out of 100, Below average | $10.8M | 10.2% | 5.21% | vs |
| New Haven Teachers Federal Credit UnionCredit union New Haven, CT | 90 out of 100, Very strong | $10.2M | 32.0% | 0.13% | vs |
| Greater Waterbury Healthcare Federal Credit UnionCredit union Waterbury, CT | 64 out of 100, Moderate | $9.3M | 27.2% | 5.72% | vs |
| Connecticut Postal Federal Credit UnionCredit union New Britain, CT | 90 out of 100, Very strong | $12.6M | 25.0% | 0.91% | vs |
| Connecticut Labor Dept Federal Credit UnionCredit union Wethersfield, CT | 77 out of 100, Strong | $14.4M | 17.4% | 1.55% | vs |
| New Haven Firefighters Credit UnionCredit union New Haven, CT | 89 out of 100, Very strong | $5.9M | 26.3% | 0.00% | vs |
Deposit insurance
Is my money safe at Waterbury Postal Employees Federal Credit Union?
Yes. Waterbury Postal Employees Federal Credit Union is a federally insured credit union (NCUA charter #3337). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.6% of shares and deposits ($47K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 18.23%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Waterbury Postal Employees Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:
- Fairfax, VA (1)
- Waterbury, CT (1)
Identity & history
Profile
- Legal name
- Waterbury Postal Employees Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 3337
- RSSD ID
- 642875
- Primary regulator
- NCUA
- Established
- 1939
- Headquarters
- Po Box 241, Waterbury, CT 06702
- Employees
- 2
Quick answers
Waterbury Postal Employees Federal Credit Union: common questions
Is Waterbury Postal Employees Federal Credit Union NCUA insured?
Yes. Waterbury Postal Employees Federal Credit Union is a federally insured credit union (NCUA charter #3337). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Waterbury Postal Employees Federal Credit Union's TellerScore?
54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Waterbury Postal Employees Federal Credit Union have?
2 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Waterbury
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Waterbury Connecticut Teachers Federal Credit UnionCredit union Waterbury, CT | 91 out of 100, Very strong | $365.2M | 17.1% | 0.26% | vs |
| State Police Credit Union Inc.Credit union Meriden, CT | 91 out of 100, Very strong | $84.0M | 15.1% | 0.06% | vs |
| New Haven Teachers Federal Credit UnionCredit union New Haven, CT | 90 out of 100, Very strong | $10.2M | 32.0% | 0.13% | vs |
| New Haven Firefighters Credit UnionCredit union New Haven, CT | 89 out of 100, Very strong | $5.9M | 26.3% | 0.00% | vs |
| Ct Firefighters Federal Credit UnionCredit union Hartford, CT | 85 out of 100, Very strong | $34.7M | 11.6% | 0.00% | vs |
| Sikorsky Financial Credit UnionCredit union Stratford, CT | 84 out of 100, Strong | $1.5B | 12.9% | 0.25% | vs |