Side-by-side · Q2 2026 data
Waterford Bank, N.A. vs Parish Federal Credit Union
Metric by metric
| Measure | Waterford Bank, N.A. | Parish Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 87 (stronger) |
| Capital cushion | 54 | 68 (stronger) |
| Loan quality | 77 | 98 (stronger) |
| Earnings | 71 | 83 (stronger) |
| Funding & liquidity | 49 | 100 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 40th | 83rd |
| Total assets | $1.8B | $24.0M |
| Deposits / shares | $1.6B | $20.6M |
| Capital ratio | 10.45% | 11.76% (stronger) |
| Problem loans | 0.68% | 0.06% (stronger) |
| Net charge-offs | -0.08% (stronger) | 0.06% |
| Return on assets | 1.29% | 1.57% (stronger) |
| Loans ÷ deposits | 88.5% | 53.4% (stronger) |
| Uninsured deposits | 35.2% | 4.6% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | — |
Parish Federal Credit Union has the higher TellerScore (87 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Waterford Bank, N.A. leads on 1 and Parish Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.