Side-by-side · Q2 2026 data
Water'S Edge Federal Credit Union vs Muw Federal Credit Union
Credit union
Water'S Edge Federal Credit Union
Biloxi, Mississippi · Under $100 million in assets
Credit union
Muw Federal Credit Union
Columbus, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Water'S Edge Federal Credit Union | Muw Federal Credit Union |
|---|---|---|
| TellerScore | 49 (stronger) | 43 |
| Capital cushion | 22 | 46 (stronger) |
| Loan quality | 63 (stronger) | 0 |
| Earnings | 18 | 37 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 85 (stronger) | 63 |
| Peer percentile | 8th | 4th |
| Total assets | $5.0M | $4.4M |
| Deposits / shares | $4.4M | $4.0M |
| Capital ratio | 7.16% | 9.59% (stronger) |
| Problem loans | 1.12% (stronger) | 3.49% |
| Net charge-offs | -1.22% (stronger) | 0.84% |
| Return on assets | -0.05% | 0.41% (stronger) |
| Loans ÷ deposits | 58.2% | 55.3% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.5% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Water'S Edge Federal Credit Union has the higher TellerScore (49 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Water'S Edge Federal Credit Union leads on 4 and Muw Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.