Side-by-side · Q2 2026 data
WaterStone Bank, SSB vs Fort Community Credit Union
Metric by metric
| Measure | WaterStone Bank, SSB | Fort Community Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 67 |
| Loan quality | 88 (stronger) | 47 |
| Earnings | 71 (stronger) | 45 |
| Funding & liquidity | 37 | 69 (stronger) |
| Problem-loan coverage | 96 (stronger) | 81 |
| Peer percentile | 91st | 19th |
| Total assets | $2.3B | $449.8M |
| Deposits / shares | $1.5B | $340.5M |
| Capital ratio | 15.43% (stronger) | 11.73% |
| Problem loans | 0.36% (stronger) | 1.59% |
| Net charge-offs | -0.00% (stronger) | 0.35% |
| Return on assets | 1.28% (stronger) | 0.62% |
| Loans ÷ deposits | 123.7% | 90.9% (stronger) |
| Uninsured deposits | 26.8% | 4.1% (stronger) |
| Offices | 14 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.2% | — |
WaterStone Bank, SSB has the higher TellerScore (81 vs 59). On the 7 directional measures above (where higher or lower is clearly better), WaterStone Bank, SSB leads on 5 and Fort Community Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.