Side-by-side · Q2 2026 data
Waukon State Bank vs Community First Bank
Metric by metric
| Measure | Waukon State Bank | Community First Bank |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 54 | 60 (stronger) |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 97 (stronger) | 81 |
| Funding & liquidity | 52 | 77 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 72nd | 72nd |
| Total assets | $426.9M | $634.1M |
| Deposits / shares | $366.5M | $522.4M |
| Capital ratio | 10.44% | 10.95% (stronger) |
| Problem loans | 0.00% (stronger) | 0.32% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.93% (stronger) | 1.52% |
| Loans ÷ deposits | 95.1% | 75.6% (stronger) |
| Uninsured deposits | 26.6% | 22.2% (stronger) |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Waukon State Bank leads on 2 and Community First Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.