Side-by-side · Q2 2026 data
Waumandee State Bank vs Arcadia Credit Union
Metric by metric
| Measure | Waumandee State Bank | Arcadia Credit Union |
|---|---|---|
| TellerScore | 67 | 79 (stronger) |
| Capital cushion | 44 | 79 (stronger) |
| Loan quality | 80 | 85 (stronger) |
| Earnings | 66 | 71 (stronger) |
| Funding & liquidity | 77 (stronger) | 70 |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 34th | 76th |
| Total assets | $345.5M | $144.2M |
| Deposits / shares | $301.2M | $123.7M |
| Capital ratio | 9.39% | 12.89% (stronger) |
| Problem loans | 0.60% | 0.46% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.16% | 1.27% (stronger) |
| Loans ÷ deposits | 83.2% (stronger) | 90.1% |
| Uninsured deposits | 9.4% | 3.8% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Arcadia Credit Union has the higher TellerScore (79 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Waumandee State Bank leads on 2 and Arcadia Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Arcadia, WI