Side-by-side · Q2 2026 data
Wauna Federal Credit Union vs Central Willamette Credit Union
Metric by metric
| Measure | Wauna Federal Credit Union | Central Willamette Credit Union |
|---|---|---|
| TellerScore | 58 | 77 (stronger) |
| Capital cushion | 42 | 94 (stronger) |
| Loan quality | 74 (stronger) | 66 |
| Earnings | 38 | 61 (stronger) |
| Funding & liquidity | 74 | 77 (stronger) |
| Problem-loan coverage | 84 | 89 (stronger) |
| Peer percentile | 16th | 71st |
| Total assets | $398.2M | $617.6M |
| Deposits / shares | $359.3M | $525.4M |
| Capital ratio | 9.18% | 14.39% (stronger) |
| Problem loans | 0.78% (stronger) | 1.02% |
| Net charge-offs | 0.83% (stronger) | 0.86% |
| Return on assets | 0.45% | 1.03% (stronger) |
| Loans ÷ deposits | 86.0% | 83.4% (stronger) |
| Uninsured deposits | 7.7% | 5.9% (stronger) |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.1% | 23.3% |
Central Willamette Credit Union has the higher TellerScore (77 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Wauna Federal Credit Union leads on 2 and Central Willamette Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.