Side-by-side · Q2 2026 data
Wayne Bank and Trust Co. vs Hendricks County Bank and Trust Company
Metric by metric
| Measure | Wayne Bank and Trust Co. | Hendricks County Bank and Trust Company |
|---|---|---|
| TellerScore | 64 | 67 (stronger) |
| Capital cushion | 45 | 50 (stronger) |
| Loan quality | 84 | 84 |
| Earnings | 64 (stronger) | 47 |
| Funding & liquidity | 53 | 79 (stronger) |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 26th | 34th |
| Total assets | $255.3M | $247.4M |
| Deposits / shares | $224.6M | $226.3M |
| Capital ratio | 9.53% | 9.96% (stronger) |
| Problem loans | 0.49% | 0.49% (stronger) |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.09% (stronger) | 0.66% |
| Loans ÷ deposits | 89.7% | 66.5% (stronger) |
| Uninsured deposits | 31.1% | 28.3% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.7% |
Hendricks County Bank and Trust Company has the higher TellerScore (67 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Wayne Bank and Trust Co. leads on 1 and Hendricks County Bank and Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.