Side-by-side · Q2 2026 data
Wayne Bank and Trust Co. vs Peoples Trust and Savings Bank
Metric by metric
| Measure | Wayne Bank and Trust Co. | Peoples Trust and Savings Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 53 |
| Capital cushion | 45 | 80 (stronger) |
| Loan quality | 84 (stronger) | 30 |
| Earnings | 64 (stronger) | 25 |
| Funding & liquidity | 53 | 63 (stronger) |
| Problem-loan coverage | 91 (stronger) | 75 |
| Peer percentile | 26th | 9th |
| Total assets | $255.3M | $240.6M |
| Deposits / shares | $224.6M | $192.4M |
| Capital ratio | 9.53% | 12.96% (stronger) |
| Problem loans | 0.49% (stronger) | 2.09% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.09% (stronger) | 0.11% |
| Loans ÷ deposits | 89.7% (stronger) | 90.4% |
| Uninsured deposits | 31.1% | 21.3% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.0% |
Wayne Bank and Trust Co. has the higher TellerScore (64 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Wayne Bank and Trust Co. leads on 4 and Peoples Trust and Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.