Side-by-side · Q2 2026 data
Wayne Bank vs Jeff Bank, National Association
Metric by metric
| Measure | Wayne Bank | Jeff Bank, National Association |
|---|---|---|
| TellerScore | 53 | 95 (stronger) |
| Capital cushion | 38 | 99 (stronger) |
| Loan quality | 60 | 88 (stronger) |
| Earnings | 59 | 96 (stronger) |
| Funding & liquidity | 47 | 94 (stronger) |
| Problem-loan coverage | 81 | 96 (stronger) |
| Peer percentile | 11th | 99th |
| Total assets | $2.9B | $686.2M |
| Deposits / shares | $2.5B | $579.2M |
| Capital ratio | 8.82% | 14.92% (stronger) |
| Problem loans | 1.21% | 0.37% (stronger) |
| Net charge-offs | 0.17% | -0.00% (stronger) |
| Return on assets | 0.97% | 1.91% (stronger) |
| Loans ÷ deposits | 88.4% | 63.9% (stronger) |
| Uninsured deposits | 37.0% | 17.2% (stronger) |
| Offices | 32 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.8% | 36.9% |
Jeff Bank, National Association has the higher TellerScore (95 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Wayne Bank leads on 0 and Jeff Bank, National Association on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Monticello, NY
- Callicoon, NY
- Liberty, NY
- Wurtsboro, NY