Side-by-side · Q2 2026 data
Wayne Bank vs Penn East Federal Credit Union
Metric by metric
| Measure | Wayne Bank | Penn East Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 74 (stronger) |
| Capital cushion | 38 | 56 (stronger) |
| Loan quality | 60 | 93 (stronger) |
| Earnings | 59 (stronger) | 46 |
| Funding & liquidity | 47 | 100 (stronger) |
| Problem-loan coverage | 81 | 98 (stronger) |
| Peer percentile | 11th | 63rd |
| Total assets | $2.9B | $280.4M |
| Deposits / shares | $2.5B | $257.0M |
| Capital ratio | 8.82% | 10.57% (stronger) |
| Problem loans | 1.21% | 0.20% (stronger) |
| Net charge-offs | 0.17% | 0.13% (stronger) |
| Return on assets | 0.97% (stronger) | 0.65% |
| Loans ÷ deposits | 88.4% | 48.9% (stronger) |
| Uninsured deposits | 37.0% | 3.8% (stronger) |
| Offices | 32 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.8% | 15.4% |
Penn East Federal Credit Union has the higher TellerScore (74 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Wayne Bank leads on 1 and Penn East Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.