Side-by-side · Q2 2026 data
Wayne County Bank vs BankTennessee
Metric by metric
| Measure | Wayne County Bank | BankTennessee |
|---|---|---|
| TellerScore | 84 (stronger) | 58 |
| Capital cushion | 86 (stronger) | 47 |
| Loan quality | 76 (stronger) | 60 |
| Earnings | 93 (stronger) | 64 |
| Funding & liquidity | 73 (stronger) | 54 |
| Problem-loan coverage | 92 (stronger) | 82 |
| Peer percentile | 86th | 16th |
| Total assets | $595.1M | $630.3M |
| Deposits / shares | $507.1M | $548.4M |
| Capital ratio | 13.58% (stronger) | 9.73% |
| Problem loans | 0.72% (stronger) | 1.20% |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.82% (stronger) | 1.09% |
| Loans ÷ deposits | 82.2% (stronger) | 90.7% |
| Uninsured deposits | 19.7% (stronger) | 29.5% |
| Offices | 8 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wayne County Bank has the higher TellerScore (84 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Wayne County Bank leads on 6 and BankTennessee on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.