Side-by-side · Q2 2026 data
Wayne County Bank vs First National Bank of Pulaski
Metric by metric
| Measure | Wayne County Bank | First National Bank of Pulaski |
|---|---|---|
| TellerScore | 84 (stronger) | 77 |
| Capital cushion | 86 (stronger) | 63 |
| Loan quality | 76 | 92 (stronger) |
| Earnings | 93 (stronger) | 76 |
| Funding & liquidity | 73 (stronger) | 67 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 86th | 83rd |
| Total assets | $595.1M | $1.5B |
| Deposits / shares | $507.1M | $1.3B |
| Capital ratio | 13.58% (stronger) | 11.32% |
| Problem loans | 0.72% | 0.24% (stronger) |
| Net charge-offs | 0.08% | 0.01% (stronger) |
| Return on assets | 1.82% (stronger) | 1.40% |
| Loans ÷ deposits | 82.2% | 76.3% (stronger) |
| Uninsured deposits | 19.7% (stronger) | 29.7% |
| Offices | 8 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.6% |
Wayne County Bank has the higher TellerScore (84 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Wayne County Bank leads on 4 and First National Bank of Pulaski on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.