Side-by-side · Q2 2026 data
Wayne County Community Federal Credit Union vs Falls Catholic Credit Union
Credit union
Wayne County Community Federal Credit Union
Smithville, Ohio · Under $100 million in assets
Metric by metric
| Measure | Wayne County Community Federal Credit Union | Falls Catholic Credit Union |
|---|---|---|
| TellerScore | 71 | 80 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 61 (stronger) | 60 |
| Earnings | 63 (stronger) | 57 |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 42nd | 65th |
| Total assets | $54.2M | $60.2M |
| Deposits / shares | $47.9M | $49.4M |
| Capital ratio | 11.25% | 17.44% (stronger) |
| Problem loans | 1.18% (stronger) | 1.19% |
| Net charge-offs | 0.55% (stronger) | 0.82% |
| Return on assets | 1.06% (stronger) | 0.92% |
| Loans ÷ deposits | 40.7% (stronger) | 62.9% |
| Uninsured deposits | 0.6% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Falls Catholic Credit Union has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Wayne County Community Federal Credit Union leads on 4 and Falls Catholic Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.