Side-by-side · Q2 2026 data
Wayne County Community Federal Credit Union vs Firstenergy Family Credit Union
Credit union
Wayne County Community Federal Credit Union
Smithville, Ohio · Under $100 million in assets
Metric by metric
| Measure | Wayne County Community Federal Credit Union | Firstenergy Family Credit Union |
|---|---|---|
| TellerScore | 71 | 93 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 61 | 82 (stronger) |
| Earnings | 63 | 95 (stronger) |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 42nd | 94th |
| Total assets | $54.2M | $47.2M |
| Deposits / shares | $47.9M | $39.4M |
| Capital ratio | 11.25% | 16.47% (stronger) |
| Problem loans | 1.18% | 0.53% (stronger) |
| Net charge-offs | 0.55% | 0.00% (stronger) |
| Return on assets | 1.06% | 1.88% (stronger) |
| Loans ÷ deposits | 40.7% (stronger) | 69.4% |
| Uninsured deposits | 0.6% (stronger) | 3.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Firstenergy Family Credit Union has the higher TellerScore (93 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Wayne County Community Federal Credit Union leads on 2 and Firstenergy Family Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.