Side-by-side · Q2 2026 data
Wayne County Community Federal Credit Union vs Promedica Federal Credit Union
Credit union
Wayne County Community Federal Credit Union
Smithville, Ohio · Under $100 million in assets
Metric by metric
| Measure | Wayne County Community Federal Credit Union | Promedica Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 62 |
| Capital cushion | 63 (stronger) | 52 |
| Loan quality | 61 | 75 (stronger) |
| Earnings | 63 (stronger) | 16 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 42nd | 24th |
| Total assets | $54.2M | $60.2M |
| Deposits / shares | $47.9M | $51.3M |
| Capital ratio | 11.25% (stronger) | 10.18% |
| Problem loans | 1.18% | 0.75% (stronger) |
| Net charge-offs | 0.55% | 0.44% (stronger) |
| Return on assets | 1.06% (stronger) | -0.09% |
| Loans ÷ deposits | 40.7% (stronger) | 59.4% |
| Uninsured deposits | 0.6% (stronger) | 0.7% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wayne County Community Federal Credit Union has the higher TellerScore (71 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Wayne County Community Federal Credit Union leads on 5 and Promedica Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.