Side-by-side · Q2 2026 data
Wayne-Westland Federal Credit Union vs Public Service Credit Union
Metric by metric
| Measure | Wayne-Westland Federal Credit Union | Public Service Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 69 |
| Capital cushion | 63 | 66 (stronger) |
| Loan quality | 84 (stronger) | 66 |
| Earnings | 92 (stronger) | 57 |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 95 (stronger) | 88 |
| Peer percentile | 83rd | 48th |
| Total assets | $161.2M | $467.6M |
| Deposits / shares | $146.2M | $391.7M |
| Capital ratio | 11.26% | 11.61% (stronger) |
| Problem loans | 0.47% (stronger) | 1.03% |
| Net charge-offs | 0.38% (stronger) | 0.41% |
| Return on assets | 1.81% (stronger) | 0.93% |
| Loans ÷ deposits | 50.4% (stronger) | 76.0% |
| Uninsured deposits | 4.1% (stronger) | 6.9% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wayne-Westland Federal Credit Union has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Wayne-Westland Federal Credit Union leads on 6 and Public Service Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.