Side-by-side · Q2 2026 data
Wayne-Westland Federal Credit Union vs Shore to Shore Community Federal Credit Union
Credit union
Shore to Shore Community Federal Credit Union
Trenton, Michigan · Under $100 million in assets
Metric by metric
| Measure | Wayne-Westland Federal Credit Union | Shore to Shore Community Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 81 |
| Capital cushion | 63 | 70 (stronger) |
| Loan quality | 84 (stronger) | 76 |
| Earnings | 92 (stronger) | 84 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 83rd | 68th |
| Total assets | $161.2M | $85.1M |
| Deposits / shares | $146.2M | $74.2M |
| Capital ratio | 11.26% | 12.03% (stronger) |
| Problem loans | 0.47% (stronger) | 0.73% |
| Net charge-offs | 0.38% | 0.20% (stronger) |
| Return on assets | 1.81% (stronger) | 1.61% |
| Loans ÷ deposits | 50.4% | 38.4% (stronger) |
| Uninsured deposits | 4.1% (stronger) | 5.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wayne-Westland Federal Credit Union has the higher TellerScore (83 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Wayne-Westland Federal Credit Union leads on 4 and Shore to Shore Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.