Side-by-side · Q2 2026 data
Wayne-Westland Federal Credit Union vs Zeal Credit Union
Metric by metric
| Measure | Wayne-Westland Federal Credit Union | Zeal Credit Union |
|---|---|---|
| TellerScore | 83 | 83 |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 84 (stronger) | 50 |
| Earnings | 92 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 83rd | 92nd |
| Total assets | $161.2M | $1.1B |
| Deposits / shares | $146.2M | $843.6M |
| Capital ratio | 11.26% | 19.82% (stronger) |
| Problem loans | 0.47% (stronger) | 1.50% |
| Net charge-offs | 0.38% (stronger) | 0.97% |
| Return on assets | 1.81% | 2.79% (stronger) |
| Loans ÷ deposits | 50.4% (stronger) | 84.2% |
| Uninsured deposits | 4.1% (stronger) | 6.3% |
| Offices | 1 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.7% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Wayne-Westland Federal Credit Union leads on 4 and Zeal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.