Side-by-side · Q2 2026 data
Waypoint Bank vs Lincoln FSB of Nebraska
Metric by metric
| Measure | Waypoint Bank | Lincoln FSB of Nebraska |
|---|---|---|
| TellerScore | 75 (stronger) | 69 |
| Capital cushion | 59 | 67 (stronger) |
| Loan quality | 80 | 85 (stronger) |
| Earnings | 91 (stronger) | 35 |
| Funding & liquidity | 62 | 74 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 61st | 40th |
| Total assets | $391.5M | $387.3M |
| Deposits / shares | $324.6M | $326.5M |
| Capital ratio | 10.87% | 11.70% (stronger) |
| Problem loans | 0.59% | 0.46% (stronger) |
| Net charge-offs | 0.00% | -0.05% (stronger) |
| Return on assets | 1.77% (stronger) | 0.38% |
| Loans ÷ deposits | 84.4% (stronger) | 86.2% |
| Uninsured deposits | 27.8% | 8.3% (stronger) |
| Offices | 8 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
Waypoint Bank has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Waypoint Bank leads on 3 and Lincoln FSB of Nebraska on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.